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Matthew DeFede

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Cambridge Heights Town homes For Sale in Nutley
Cambridge Crossings Town homes For Sale in Clifton

All agents are NOT alike! Find out why I am a top real estate expert. Call me: 973-846-0065.
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Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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There are always important changes happening in the real estate market, locally and nationally. These changes can affect YOU.
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School Reports in Nutley, Belleville and Clifton, New Jersey
"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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New Jersey Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
  Schools in Nutley, Belleville and Clifton 



Real Estate Tips
Financing Your Home >Home Buyers Education

As the number of mortgage lenders increases, competition forces lenders to get more creative in finding ways to lend people money. This often takes the form of giving homebuyers a "break" in the down payment. The downside of this approach is that statistically, the smaller the down payment, the more likely the borrower will default. Lenders have put together an education program to prevent delinquencies, which fills a much-needed gap in the increasingly complex world of home finance.

Home buyer education classes focus on a variety of money management topics, including all the costs connected with obtaining and owning a home. One lender got together with FANNIE MAE (a government-sponsored loan guarantor) to launch a 3 percent down payment loan which requires participation in this education course. Other lenders have shown a decline in the default rate with five percent loans that are associated with similar education courses.

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Real Estate Trivia
Q 
What classic 1932 movie scene was filmed between 923 and 935 Vendome Street in the Silver Lake district of Los Angeles?

A 
Laurel and Hardy tried to lug a heavy piano up a really long outdoor stairway in "The Music Box."
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Matthew DeFede, REALTOR®, real estate agent and broker for Nutley, Belleville and Clifton, New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Matthew DeFede SFR
Coldwell Banker Franklin Realty

527 Franklin Ave.
Nutley, NJ 07110
Direct: 973-846-0065
Office: 973-235-1312
Fax: 973-235-0178
matthewdefede@NUMBER1EXPERT.com

My Client-First Philosophy There are many qualities and skills that go into being an excellent real estate professional - integrity, in-depth community and market knowledge, marketing savvy, effective negotiation skills and a high-quality professional network, all of which are hallmarks of how I work. That said, in my experience as a Nutley real estate professional, I've also found that providing the very best service is essentially about putting my clients first . This means keeping myself accessible, being a good listener as well as a good communicator, and responding quickly to your needs. This "client first" philosophy has always been my approach and it requires me to continually improve my skills and ways of doing business. In addition, I've found that the latest technologies are enabling me to do everything I've always done, only much more quickly and efficiently. They've also helped me to extend the range of services I provide to my clients. CAMBRIDGE HEIGHTS EXPERT-CAMBRIDGE CROSSINGS EXPERT

Equal Housing MLS REALTOR


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