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Matthew DeFede

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Cambridge Heights Town homes For Sale in Nutley
Cambridge Crossings Town homes For Sale in Clifton

All agents are NOT alike! Find out why I am a top real estate expert. Call me: 973-846-0065.
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I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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Real Estate - Homes - NUMBER1EXPERTS Sell More!
Matthew DeFede is one of The Top Selling Real Estate Experts™
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Pre-Qualify For Your Mortgage
Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Nutley, Belleville and Clifton real estate agent to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you! 

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation... 

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School Reports in Nutley, Belleville and Clifton, New Jersey
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Real Estate Tips
Investment Real Estate >Retirement and the Second Home

Buying a second home as rental property makes a great centerpiece to your retirement plan. It forces you to make regular savings in the form of mortgage payments that become your equity.

You only need cash for the down payment, and you should make sure that your monthly rental payments will cover the mortgage and any additional expenses. This is a real possibility if you buy the right house at the right price because a good single-family house should always stay rented. Your investment money is subject to less income tax, and the interest and property taxes may be deductible.

Housing has appreciated in value all over the country in recent years, making a second home an important hedge against inflation. Most experts predict that interest rates for fixed-rate and adjustable mortgages should remain in single digits for the foreseeable future, so it should be easy to acquire financing with a small down payment.

Call an agent with your real estate questions. They have helped hundreds of people to sell their homes and properties--and to purchase the home of their dreams.

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Real Estate Trivia
Q 
What is the oldest U.S. capitol in which a state legislature still meets in its original chambers?

A 
New Hampshire's State House
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Matthew DeFede, REALTOR®, real estate agent and broker for Nutley, Belleville and Clifton, New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Matthew DeFede SFR
Coldwell Banker Franklin Realty

527 Franklin Ave.
Nutley, NJ 07110
Direct: 973-846-0065
Office: 973-235-1312
Fax: 973-235-0178
matthewdefede@NUMBER1EXPERT.com

My Client-First Philosophy There are many qualities and skills that go into being an excellent real estate professional - integrity, in-depth community and market knowledge, marketing savvy, effective negotiation skills and a high-quality professional network, all of which are hallmarks of how I work. That said, in my experience as a Nutley real estate professional, I've also found that providing the very best service is essentially about putting my clients first . This means keeping myself accessible, being a good listener as well as a good communicator, and responding quickly to your needs. This "client first" philosophy has always been my approach and it requires me to continually improve my skills and ways of doing business. In addition, I've found that the latest technologies are enabling me to do everything I've always done, only much more quickly and efficiently. They've also helped me to extend the range of services I provide to my clients. CAMBRIDGE HEIGHTS EXPERT-CAMBRIDGE CROSSINGS EXPERT

Equal Housing MLS REALTOR


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